1031 Exchange Calculator
Calculate tax deferral benefits and requirements for your 1031 like-kind property exchange.
Relinquished Property
Replacement Property
Tax Deferral Analysis
Net Sale Proceeds
$0
Tax Deferral
$0
Additional Cash Needed
$0
New Loan Amount
$0
Replacement Property Details
Down Payment
$0
Monthly Payment
$0
1031 Exchange Requirements
- ✓Identify replacement property within 45 days of sale
- ✓Complete purchase within 180 days of sale
- ✓Replacement property value must be ≥ relinquished property
- ✓All equity must be reinvested in replacement property
- ✓Properties must be held for investment or business use
How to Use This 1031 Exchange Calculator
Our free 1031 exchange calculator estimates the tax deferral benefits of exchanging one investment property for another. See how much capital gains tax you can defer and the financial impact of your exchange.
A 1031 exchange allows you to sell an investment property and reinvest the proceeds into a like-kind property, deferring all capital gains tax. This powerful strategy lets you upgrade your portfolio without tax drag.
The calculator shows your estimated tax savings, the effective rate of return on your deferred taxes, and helps you plan the exchange timeline. Remember the strict deadlines: 45 days to identify, 180 days to close.
Related Topics
Frequently Asked Questions about 1031 Exchange
What is a 1031 exchange?
A 1031 exchange lets you defer capital gains tax by reinvesting proceeds from selling an investment property into a like-kind property. It's named after Section 1031 of the IRS code.
How much tax can I save with a 1031 exchange?
You can defer all capital gains tax, which could be 15-20% of your profit plus 3.8% Net Investment Income Tax. On a $100,000 gain, that's $18,800-$23,800 in deferred taxes.
What are the rules for a 1031 exchange?
Both properties must be investment use, you must identify replacement property within 45 days, and close within 180 days. You cannot receive cash — all proceeds must go into the new property.
How long do I have to complete a 1031 exchange?
45 days to identify replacement property and 180 days to close on the new property. These deadlines are strict with no extensions.
Can I do a 1031 exchange on my primary residence?
Generally no — 1031 exchanges are for investment properties only. However, if you convert a primary residence to rental property first, it may qualify after 2 years of rental use.
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