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Sample computation · 30-year fixed

Home price$400,000

Down payment$80,000

Rate7.0%

Term30 yrs

Monthly payment · principal & interest

$2,129

On a $320,000 loan. Add property taxes and insurance for the full PITI figure.

30-year cost split

Interest $446,428 · Principal $320,000

Interest 58%Principal 42%

PopularForm RET-101

Mortgage Calculator

Estimate your monthly mortgage payment including principal, interest, taxes and PMI.

Series: 100-Series · Finance & Mortgage
Entries: Home price, down payment, rate, term
Figures: Monthly PITI, schedule, payoff date
Best for: Buyers, refinancers, first-timers

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