BRRRR Strategy Calculator
Analyze your BRRRR investment: Buy, Rehab, Rent, Refinance, Repeat. See how to pull your cash out and repeat.
Acquisition & Rehab
Rental Analysis
Initial Investment
Total Initial Cash
$0
Initial Loan
$0
Monthly Payment
$0
Annual Cash Flow
$0
Cash on Cash Return
0%
Forced Equity (ARV - Costs)
$0
Refinance Analysis (Cash Out)
Refinance Loan (75% LTV)
$0
Cash Out Refinance
$0
New Monthly Payment
$0
Cash on Cash (After Refinance)
0%
BRRRR Strategy Overview
Buy: Purchase distressed property below market value
Rehab: Renovate to increase property value to ARV
Rent: Place tenant and establish cash flow
Refinance: Pull out your initial investment tax-free
Repeat: Use cash-out funds for next BRRRR property
💰 The Magic: You get your original cash back + own a cash-flowing rental property + can repeat the process!
How to Use This BRRRR Calculator
Our free BRRRR calculator analyzes the Buy, Rehab, Rent, Refinance, Repeat strategy to determine if a deal works. Calculate your max offer, rehab budget, and refinance proceeds.
The 70% rule helps determine your maximum offer: (ARV x 0.7) - Rehab Costs. This ensures you have enough equity for the refinance to recover your initial investment.
BRRRR is powerful for scaling a rental portfolio with limited capital. By recycling your initial investment, you can acquire multiple properties faster than traditional buy-and-hold investing.
Related Topics
Frequently Asked Questions about BRRRR Strategy
What is the BRRRR strategy?
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy a distressed property, renovate it, rent it out, then refinance to pull out your initial investment and repeat the process.
How do I calculate if a BRRRR deal works?
The 70% rule: Max Offer = (ARV x 0.7) - Rehab Costs. ARV is After Repair Value. If the property is worth $300K after rehab and needs $50K work, max offer = $160K.
What is the 70% rule for BRRRR?
Pay no more than 70% of the After Repair Value (ARV) minus rehab costs. This ensures enough equity for the refinance to recover your initial investment.
How much equity do I need for a BRRRR refinance?
Most lenders require 70-75% LTV on cash-out refinance. If your property is worth $300K, you can refinance up to $210-$225K. Your total investment should be less than this amount.
What are the risks of BRRRR?
Underestimating rehab costs, overestimating ARV, appraisal coming in low, rental income not meeting projections, and interest rate changes can all affect profitability.
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